DebtDrop

Debt snowball & avalanche calculator

Enter your debts and see the month you'll be debt-free. Nothing is sent anywhere — the math runs in your browser, exactly like the app.

Snowball vs avalanche

The debt snowball pays the smallest balance first for quick wins. The debt avalanche pays the highest interest rate first and usually costs less. The calculator above shows both — in dollars and months — so you can choose with numbers, not opinions.